More Than My Mortgage offers the best possible options when it comes to your mortgage and the guidance of your real estate purchase. With our specialization, independent view and one stop shopping approach we save you time and money in your mortgage process. Our goal is to advise and guide you to the right choice that is most beneficial to your personal financial situation.

We will get your perfect mortgage deal in our easy 4 step approach.


Based on some simple questions we calculate your mortgage options and help you make your dream come true. We will plan a meeting or conference call during this first step.

Expert and independent advice

We know the mortgage providers well and we have helped many local and international clients to find the best match between their requirements and what our market has to offer.


We negotiate the best deal from an independent point of view. Custom-made for you at no extra costs. Not only saving you the hassle but also unnecessary costs.


We will sort things out from the start all the way to the closing. We are in it together, from your dream until the day you will get the keys to your new home.

The journey from your dream about owning a house or real estate investment to the moment the notary officially closes the deal, can sometimes be challenging. There are so many aspects to think of. So many options to choose from. So many important decisions to be made. Every individual situation is unique, and every journey is different.

But what can be complex for many is our day-to-day business. We know what is important on the Islands. We know the options and conditions the local banks offer. We will explain everything in an easy to understand language. We are passionate about this journey and would like to do this together. Let us share our passion and independent knowledge.

We will find the most suitable mortgage provider for your unique financial solution. On behalf of you without any extra costs.

More than my mortgage offers mortgage advice and mediation on Curaçao, Bonaire, Aruba and Sint Maarten.

With almost 19 years of experience in this business, we will find you the best tailor made mortgage solution. This also applies to the required insurance coverages, such as fire insurance and life or risk insurances.

We understand and follow the mortgage market closely and know where we can get the best deal for you at what time. Due to our independency we can negotiate the most competitive rates.

If you want to have more information about our mortgage solution or purchasing guidance service, you can click here.

If you have any further questions or want to contact us, please fill in the form below.

Client experiences

Welcome Home Mariska and James

Was een groot genoegen om jullie hypotheek te mogen begeleiden.

Frank gefeliciteerd met je mooie nieuwe woning op Dushi Korsouw!

Dankbaar dat More Than My Mortgage jou hypotheek mocht begeleiden.

Laura and Martijn A brand New Construction Adventure, Congrats team MTMM

Congrats with your exceptional new to build home

Sandra congrats with your beautiful house Team More Than My Mortgage it was a great pleasure working with you

Sandra is now owner of a beautiful house in the Caribbean

Hypotheken van More Than My Mortgage 

Evelien and Tjarda congrats with your beautiful home!

It was More Than My Mortgages pleasure to guide your Mortgage, congrats with your new home.

Guenni congrats with your beautiful house to be constructed Team More Than My Mortgage

Guenni Congrats with your Mortgage by Team “More Than My Mortgage”

Rachel and Derek congrats with your beautiful house in Curacao in two steps from our beautiful sea

Buying a house through video viewing, Proud to be part of this top team! 
Rachel and Derek Congrats

Eva it will be a blessing to stay at home now that you have an “AWESOME” new home.

It was More Than My Pleasure to guide you from Start to Home!

The Bigger the Dream, the More important the Team!

Marijke, Remco and little Jack you are a Blessed Dream Team together, Thank you for having ” More Than My Mortgage” guide your Mortgage.

We always keep that special little place where love for Curaçao glows inside of us!

Jessica and Fons congrats, ” More Than My Mortgage” is very Thankful for guiding you with your mortgage together with this top team!

We Should, Would, Could, We Did!

Angela and Herman thanks for choosing “More Than My Mortgage” for your Mortgage guidance.

Success is helping others to succeed even MORE!

Veronique and John thank you for choosing More Than My Mortgage for your Mortgage guidance. It was my great pleasure to guide you.

Start 2020 in your “own house”. It’s never to early to buy your “own house”.

Danielle and Raymond wishing you lots of meaningful moments, a beautiful friendship and even more success in you home. Grateful I got a chance to guide your mortgage.

Every accomplishment starts with a decision to try! Nataly Li-Martina director of Life B.V. congrats on your brand new psychologist office.

It was my great pleasure to guide you with your mortgage. I pray that God continues to Bless your hard work for many others on our Island and around the world.

Elsemieke “Wat een mooie dag” gefeliciteerd met je fantastische woning

Yessss je hebt je sleutel! Het was een groot genoegen jou hypotheek te mogen begeleiden!

Congrats New Home Under Construction!

It was a pleasure arranging your mortgage contract.
Wishing you both an awesome construction journey!

Congrats Alexandra and Lenno

Alexandra and Lenno, thanks for your confidence, It was a pleasure arranging your mortgage!

Pabien Paul!

Paul welcome to Coral Estate Curacao living!

Great teamwork:
Stefan (Coral Estate Sales)
Gregory (Orco bank)
Melissa/Mari Christine (Fungaloi/Samadar notarissen)
and Paul!

Pabien Demi en Eduard!

WHAT? Whaaaaat you own an own home? Shut the front door and RELAX, Demi and Eduard is was a big pleasure guiding your mortgage and purchase! Grateful!

Congrats Esther and Casper

May your walls know Joy, May every room hold laughter and Every window open great possibilities,

It was a great pleasure to arrange your mortgage Esther and Casper!

Congrats M&M!

Let the house adventure begin!

Family Bernal Congrats

It was a great pleasure working on your mortgage!

Cheers to your new home!

Cheers to your new home!

Jason and Diana

Congrats with your house. I enjoyed helping you find the best mortgage.

Frederik congratulations

It was my pleasure guiding you through the process.

Brit and Niels

You rock and so does your new home!

A special day for someone special!

Luz Marina, congratz with your new place called home! It was an honour aranging your mortgage and guiding you through the process.

Maurits Pabien!

A mortgage arranged the fast way

Pabien Jorien and Joey!

Congratulations Jorien and Joey with you beautiful home, thanks for letting me arrange the best mortgage for you!

We work with the following banks on the islands:

Contact form

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Sinot-Winkel Management Group B.V.

Santa Rosaweg #22, Willemstad Curaçao

KvK 134690
Registration Central Bank of Curaçao and Sint Maarten nr. 2020-009916 AB